Sallie Mae!

Who knew they had a straight answer in them!?!?

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If you are submitting a payment via Online Billing that is equal to two or more monthly payments, you will be directed to a page where you can choose whether the payment is to be used to prepay the principal or to pay your account ahead.

If your extra payment does not equal a whole payment, it will automatically be applied to the principal balance if all of the accrued interest has been paid.

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Sallie Mae?

So, today I sent them the same question that I can never get a straight answer to. It seems simple: How can I make a principal only payment? I've got no answer yet, but I'll let you know if I do. Before they've given me a ride around the block in response.

I'm shameless

Check out the new page feature. I'm shamelessly asking for your donations to help me (us now) pay off my scary student loans. So, if you're paying yours off too and you feel my pain, donate a little (I know you can't afford it). If you're out from under and feeling generous, donate a lot. I'd really love that. If a bunch of people only donate a little, it would REALLY help. Now, back to your regularly scheduled programming.

SM MFERS

I really hate Sallie Mae. They are going to try to screw me for the rest of my life. I am about to cry right now. It seems like I'll never get ahead with them. ALL of the money I have paid them has gone on interest. NONE has gone to the principal. How does that work? It's like they want to ruin my life. I have no idea how to fix this. I think I really may have to get a second job.

EDIT

I don't want this to get all down in the dumps. I'm really upset about all of this, but there's not much I can do about it now. I'll try to be more up-beat.

Motivation. nope

I have no motivation to work today. I see my desk covered in papers and other things I could do, but no! I would rather do nothing. I like my job, don't get me wrong, but today I just feel zapped. I did this morning. I let myself sleep WAAAAAAY too late, and was late to work. Now I'm in my office, staring at the aforementioned papers. Yeah. I guess the situation of my life in general is due an update.

The big "b" is, over, I guess. I got my discharge paper in the mail, and that's supposed to be the end. I do still have to go to court on the 6th, and I so still have to surrender my tax return, but other than that, I'm done. I have to save up to get a secured credit card. That's supposed to be my first step in the credit recovery department. I'm anxious to do that. I guess I'm still young enough to not have the affect me as badly, but dang. I still don't like it.

Student loans are still there but in forbearance at the moment. I'm still scared I'll never pay those off. There's a plan. I hope it works. I haven't spoken to evil in over a year now. That's strange to me. It's amazing how much a part of your life someone can be and then is gone in an instant. Now, I'm not saying that I EVER want to see her face again, but it's just odd.

All that stuff was depressing me, so on to better things. The wedding is in 9 days. I'm going to be first hair appointments on Saturday. Mom is picking up my dress on Friday. I'm excited. I'm really lucky to have found someone as awesome as my Jason. I wonder if he knows. Even if the wedding ended up having no music, no guests, no anything, I would still be so happy.

I have good friends. I can count on them to talk to me when I'm down, when I'm up and laugh at me when I insult the organist. Yeah, I totally deserved that. We live in a nice, cozy apartment. It might be small, but it's the first place other than my parents' that's really felt like home. I love the paint we put on the walls. I have love. I have a wonderful family. I have a new family.

What do I want? I want my student loans paid off. I want Jason to find a new job that he loves. I want to be with him forever. I want to have friends over and cook out this summer. I want to have more confidence and less insecurity. I want to clean the house this week. Okay, that one I NEED to do.

I know this has all been kinda stream of consciousness, but well, that's where I am.