My meeting with the bankruptcy attorney was yesterday, and I survived. It took 3 hours! I do qualify to declare chapter 7, but it's so frustrating that I have to. I have to liquidate some stock I've had since I was born, and they could go after Mom for the tax refund I gave her this past year. They will also get my tax refund for this year. I still think that this is better than having the MC garnish my wages, and take all of my money. So.... I have to do a couple more things, like credit counseling (online) and send a couple more things in, but it's going.
I can't believe it's come to this. I don't have ANYTHING to discharge other than the condo. I don't have any credit card debt, my car is current on payments, my student loan is current, and can't go away anyway, and I don't have any other debt. I worked so hard to get to that point, and now it's all for nothing. If she could have just told me straight up that she really couldn't afford the house anymore, before the liens were placed, we could have done a short sale and been done with it. I know she said I never picked up on hints, but that's definately something she could have been straightforward about. So.... Everyone, I think it's going in the right direction, but until it's over, don't forget me!
Thursday, September 6, 2007
My appointment with the bankruptcy attorney is tomorrow. Good Lord, I am terrified. I am so scared that something is going to go wrong, that she will tell me that I am screwed etc. I don't know what to wear, I've got all of the stuff, but I don't know what it's for, like she wanted the last 3 months of bank statements. Well, I don't have anything to hide, I'm not hiding any money, or anything, but what if she tells me that I'm spending too much on one thing or another, and that means that I can't do it? I am just terrified. I don't think I'll be nearly as scared of the meeting with the actual trustee. Who knows? I just wish that this could be completely over tomorrow. I also pray that everything will go fine tomorrow. If you're reading this, think of me tomorrow morning at 9.
Tuesday, September 4, 2007
Now for the three millionth post being made today about this past weekend. It was fun! Friday night we went to rib fest, ate some ribs, corn, onion thingy and lots of mentos. Pat Benetar played, and I had no idea how many of her songs I knew! She was really good. Saturday, we had lunch at Johnny Rocket's and then went to rib fest. We saw Beatlemania Live (a great, fun beatles cover band), Shooter Jennings (really good) and The Marshall Tucker band (not my fave!) For the last one of those, we were invaded by the red-neckiest red necks that I have ever seen. There was this whole group in front of us that was so bad, we ended up moving.
Saturday was REALLY hot, and I forgot good sunscreen. I could feel my skin burning, and when I got home, I had interesting lines on my arms, spots on my chest, and the best, stripes and polka dots on my feet from my shoes. My feet were so dirty from all of the dust that I wore flip flops to the shower, and then turned the water black.
Saturday night was Sky Concert, and though we had good seats and there was fun stuff, it wasn't as good as it used to be. The fireworks didn't seem timed much at all, and the music wasn't very varied. Also, they kept calling it the 25th anniversary of sky concert, and it was really only the 24th. It was so much better when I was in HS.
Sunday morning, we got up early ish, and went out to eagle creek park. We walked a trail around a lake, through the forest and saw some interesting stuff, and then decided to rent a canoe! That was superfun. It was a little nervous making when I was getting in, but after that it didn't really feel to me like it was going to tip much. We paddled, in a zig zag pattern, straight line was hard, around the lake, we saw a blue heron who got mad at us, and some cool fish. Also a big black/brown bird that we didn't know what it was. Jason's arm hurts now, and my shoulders, but we really liked it. We want to try a kayak next time.
That afternoon, Jason installed our new kitchen faucet. He broke the old one off in his hand (look up). The new one is great! It's really nice to have a handy guy. I would still be trying to hook it up now. We went to Ruby Tuesday for dinner. YUM.
Monday was a lazy day. Jason went and bought our latest video game obsession, because we had to return the rental one. It's Justice League. We have been playing it waaaaay too much. It's fun and addictive. That night, we went to see Buddy Guy at rib fest. That was a GREAT show. He never finished a song, just changed to a new one in the middle. He came out in the audience and played. It really was awesome. Then we grocery shopped, went home and played more Justice League. I like Zatanna. Why had I never heard of her before?!